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Good Finance – Consumer Credit

These regulations regulate “Good Finance” Ltd. (Reg. No. 40103224297, Dzirnavu Street 16, Riga LV010) and “Good Finance Credit” Ltd. (Reg.No 40103782232, Riga, Tadenavas Street 14, LV-1024) both the Company and “ We ”,“ Our ”, – the procedure for providing the online service, as well as the duties and rights of the Company.

These Terms and any additional terms you agree to with a particular certificate or action agree on an agreement between you, that is, the Service User (hereinafter “User” or “You”), and the Company.

Consent to Terms and Changes

Consent to Terms and Changes

By using the Service, you acknowledge that you have read, understood and agree to these Terms. You may refuse to use the Service without using it – these Terms do not oblige the user to use the Service.

The Company has the right to change the Terms at any time in its sole discretion. If such changes have an adverse effect material on you, we will notify you of any changes at least two (2) months prior to the change coming into effect by sending an email or publishing the new Terms and Conditions on our website. If you use the Service after any change to the Terms has entered into force, we will have reason to believe that you agree to the new Terms. The new Terms will be applied in the future instead of retroactively.If you do not agree to the changes to the Agreement, you will be able to terminate the Agreement free of charge and immediately before the relevant changes take effect.

The Company confirms that the personal date indicated in the application will be used solely for the verification of the identity and repayment ability of the person. The Good Finance CREDIT (SIA “Good Finance CREDIT” personal file processing registration No.005013, “Good Finance” SIA personal file processing registration No.004389).

Information on the person’s obligations SIA “Good Finance CREDIT” and “Good Finance” Ltd. may provide information to the licensed debt collection companies in accordance with the requirements of the laws and regulations of the Republic of Latvia and the information may be placed in databases that have the legal right to disclose this information to third parties for the purpose of assessing solvency.

The Service provided by the Company

The Service provided by the Company

Enables you to quickly and safely identify yourself in the electronic environment and to provide the services provided by the Bank, the credit institution and other organizations and institutions, if the respective service provider has requested such information.

The User shall access the Service through his Internet Banking by identifying with the technical means available to him. With the prior explicit consent of the user, we will obtain from you online banking the identification and financial information we need to provide the Service. The resulting data may include your personal code, account number, contact information, monthly cash flow (revenue and expenses), payers and payees, loans and other transactions. The information is collected in a report that you provide to third parties with whom you have agreed to share the Service.

Fulfilling the key elements of a service (ie collecting, structuring and transferring your information) may take from a few seconds to a few minutes. You do not need to provide the Company with any additional information.

User Responsibilities

User Responsibilities

As a Service User, you warrant and agree to be bound by the following:

You will only use the Service for purposes which are permitted and in accordance with the laws and regulations of the Republic of Latvia, these Terms and Conditions and only for legitimate purposes.

(You are the legal holder of the relevant bank account and technical authentication tools and you have the right to provide us with relevant information available on the Internet Bank, including information about accounts you may have with another person;

You are at least 18 years old and have the right to assume the obligations under this Regulation;

The use of any service by another person or third party is strictly prohibited. You agree to notify the Company immediately of any unauthorized use or any breach of security that you may be aware of;

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